Pay Off Your Mortgage and All Your Other Debts Up to 75% Faster.

Keep the lifestyle you love. Stop overpaying the bank. Our savings-based bill payment system manages the math for you, freeing up decades of income to build a better retirement.

You can afford to pay your bills today, but it feels like you aren't making enough headway.

When too much of your monthly income goes toward interest, you lose ground. The harsh reality is that the high interest rate you pay on your debts often outpaces the interest you earn on your retirement savings—especially when the market dips.

You can afford to pay your bills today, but it feels like you aren't making enough headway.

When too much of your monthly income goes toward interest, you lose ground.

The harsh reality is that the high interest rate you pay on your debts often outpaces the interest you earn on your retirement savings—especially when the market dips.

There is a better way.

The Free & Clear System uses a personalized algorithm to pay down your debts up to 75% faster without you having to do any of the hard work yourself. We guarantee your results, helping families transition from managing bills to building wealth for over a decade.

There is a better way.

The Free & Clear System uses a personalized algorithm to pay down your debts up to 75% faster without you having to do any of the hard work yourself.

We guarantee your results, helping families transition from managing bills to building wealth for over a decade.

Get your Free & Clear Advantage Complimentary Savings Analysis. Discover how to save $100,000+ in interest and speed up your debt-free timeline by up to 75%, empowering you to add up to hundreds of thousands to your retirement.

Get your Free & Clear Advantage Complimentary Savings Analysis. Discover how to save $100,000+ in interest and speed up your debt-free timeline by up to 75%.

See for yourself how this could empowerg you to add up to hundreds of thousands to your retirement.

  • Step 1: Tell us about your bills.
    Enter your balances and terms into our secure form below (No SSN required; no credit pull).

  • Step 2: We build your custom plan.
    Our system creates your personalized algorithm using a payoff strategy based strictly on your actual numbers.

  • Step 3: See your guaranteed savings.
    We run the analysis in 1–2 business days and show you exactly how much time and money you will save.

  • Step 1: Tell us about your bills.
    Enter your balances and terms into our secure form below (No SSN required; no credit pull).

  • Step 2: We build your custom plan.
    Our system creates your personalized algorithm using a payoff strategy based strictly on your actual numbers.

  • Step 3: See your guaranteed savings.
    We run the analysis in 1–2 business days and show you exactly how much time and money you will save.

Get Your Free Personalized Algorithm Evaluation Below

Watch the video above for a quick view of how to fill in your debt info.

If you have any questions, call Corey at (314) 220-2493

Your Contact Info

Are you including someone else in the analysis?

Add a spouse, partner, or other person to the analysis here...

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Almost done. We use the questions below to run some retirement calculations.

This is how much you entered as extra payments toward your debts.

Please enter this or the actual number you pay every month consistently in the field below.

Congratulations, after you click on the submit button, we'll get to work on your personalized algorithm evaluation.


It typically takes 2 - 3 business days to complete.


When it's ready we'll set a time to review it with you.

The form will accept up to 25 debts, which is why it shows 1 of 29.
Once you've added your last debt, you will be taken directly to the end of the form.

See what our clients have to say...

A few years into the program...

Paying off 2 homes...

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Makes so much sense...

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It's Easy...

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